Terms of Use
The terms that govern your use of this website.
Last updated October 9, 2026
Acceptance of terms
By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree, please do not use this site.
Educational information only
Content on this site — including rate examples, calculators, and program descriptions — is provided for general educational purposes and is not a loan offer, Loan Estimate, or commitment to lend. Actual rates, terms, and eligibility depend on individual underwriting.
Use of this site
You agree to use this site only for lawful purposes and not to attempt to interfere with its normal operation or security.
Text messaging terms
Program. By providing your mobile number and checking the consent box in our website chat, you agree to receive text messages and calls from Lennox Mortgage Group LLC dba Pick Your Rate, which may be sent using automated means. Messages may include responses to your questions, appointment confirmations and reminders, loan status updates, and promotional messages about our mortgage programs, rates, and services. Consent is not a condition of any purchase or of obtaining a loan.
Frequency and cost. Message frequency varies. Message and data rates may apply.
Opting out and help. Reply STOP to any message to cancel; you will receive one confirmation message and no further messages unless you opt in again. Reply HELP for help, or contact us at (860) 969-0222 or info@pickyourrate.com.
Carriers. Carriers are not liable for delayed or undelivered messages.
Privacy. We do not sell or share your mobile number or text messaging consent with any third party for marketing purposes. See our Privacy Policy.
Intellectual property
The content, design, and branding on this site are the property of Lennox Mortgage Group LLC / Pick Your Rate and may not be reproduced without permission.
Third-party links
This site may link to third-party websites, including application and NMLS consumer-access portals. We are not responsible for the content or practices of those sites.
No warranty; limitation of liability
This site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, we are not liable for any damages arising from your use of this site.
Governing law
These terms are governed by the laws of the State of Connecticut, without regard to conflict-of-law principles.
Changes to these terms
We may update these Terms of Use from time to time. Continued use of the site after changes constitutes acceptance of the revised terms.
Contact us
Questions about these terms can be directed to info@pickyourrate.com or (860) 969-0222.