First-Time Home Buyer
Low down payments, CHFA assistance, and the numbers behind each choice.
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Conventional Loans
Down payment, term, points, and lender credits — compared side by side.
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FHA Loans
3.5% down, explained plainly before you commit to anything.
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VA Loans
Zero down for eligible veterans, service members, and surviving spouses.
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USDA Loans
Zero down in eligible rural and suburban Connecticut towns.
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Jumbo Loans
Financing above the conforming limit, structured and compared.
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Self-Employed / Bank Statement
Qualify on real cash flow instead of tax returns.
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Investor / DSCR Loans
Financed on the property's income — LLC closings welcome.
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Refinance
Rate-and-term, cash-out, or streamline — priced honestly.
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Home Equity & HELOC
Tap your equity without touching your first mortgage.
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Construction Loans
One loan, from ground-breaking to move-in.
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Renovation Loans
Finance the purchase and the improvements together.
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